Thursday morning’s edition of ‘Dir hutt d’Wuert’ (‘You have the floor’) focused on pensions and the Luxembourg pension system, addressing recent adjustments and the questions they have raised. Minister of Health and Social Security Martine Deprez responded live in RTL’s studio to a wide range of queries, from technical aspects of the system to very personal situations, reflecting the diversity of individual career paths.
Changes to the pension system have been in force since 1 January. However, the minister clarified that the rules allowing early retirement remain unchanged: anyone aged 57 who has completed 40 years of compulsory employment and paid the corresponding contributions can still apply for so-called early retirement.
The legal retirement age will remain set at 65. While discussions on the future of the pension system are ongoing, the minister stressed that the current framework is secured for the next four years. No new measures are planned during the current legislative term. Nevertheless, further adjustments will be necessary in the medium to long term, with the precise approach to be determined through future discussions.
The National Pension Insurance Office (CNAP), which is currently adapting to the updated system, remains the primary point of contact. Individuals can request a calculation of their future pension and the remaining contribution period from the age of 55 at the earliest.
In response to a listener’s suggestion to increase contribution rates rather than raise the retirement age, Martine Deprez acknowledged that further work is needed regarding the status and pension arrangements of the self-employed. Discussions on this issue are ongoing, but the minister declined to go into further detail.
Detailed explanations and summaries of the pension system are available on the Ministry of Health and Social Security’s website, schwätzmat.lu. Users who do not find answers to their questions can also submit enquiries directly via the platform.
