Travelling well first means feeling protected.
Today, organising a trip has never been easier.
In just a few clicks, everything is booked: flights, accommodation, activities… everything seems perfectly under control.
And in Luxembourg, the desire to travel is very real. Residents of the Grand Duchy are among the most frequent travellers in Europe, with an average of more than 5 trips and nearly 35 nights per year per person (STATEC, Tourism Report 2024).
City trips, family holidays, spontaneous getaways, or long-haul journeys… opportunities to travel are endless.
But one question often remains unanswered:
what happens if things do not go as planned?
A last-minute flight cancelled
A health issue abroad.
Lost luggage upon arrival.
These situations are more common than we might think.
In a context marked by disruptions in air transport and international uncertainties, unexpected events have become an integral part of travelling.
And their consequences can quickly become significant:
In such situations, it’s not always easy to know how to react quickly.
Travelling means accepting a certain level of uncertainty.
But it is possible to limit its impact, simply.
That is precisely the role of travel insurance: to support you before, during, and after your trip.
At Foyer, cover is designed to address the real situations travellers may face:
✔️ Trip cancellation insurance
A health issue, a major unforeseen event, or stolen documents?
You can cancel your trip and be reimbursed, allowing you to book with complete peace of mind.
✔️ Medical expenses abroad
In case of illness or accident, costs can quickly rise.
Appropriate coverage helps pay treatment costs, after intervention by social security schemes, with limits that can reach up to €1,000,000 depending on the selected plan.
✔️ Baggage insurance
Loss, theft, or damage: starting a trip without your belongings can quickly ruin the experience.
Baggage insurance provides suitable compensation, including for certain valuables, with coverage up to €7,500 if you opt for this guarantee in your mozaïk home insurance policy.
✔️ 24/7 assistance
Because unexpected events are always harder when you are far from home, international assistance ensures support at any time, anywhere in the world.
Travel habits have evolved: we travel more often, farther, and with greater flexibility.
Families, frequent travellers, city trip enthusiasts, or globe-trotters… needs are diverse.
To adapt, Foyer offers:
The aim: to allow everyone to choose protection that matches their lifestyle.
Preparing for the unexpected does not mean travelling with worry.
Quite the opposite.
It means setting off knowing that:
Travel is no longer just about a destination or a carefully planned itinerary. It becomes a smoother, more serene experience, where you can fully enjoy yourself, even when things do not go exactly as planned.
In the end, travelling with peace of mind may well be the true luxury today.
