Awareness of environmental issues is growing, not only because it is “trendy”, but also and above all because we are becoming increasingly aware that we really need to protect our natural resources in order to meet tomorrow’s challenges. So why not invest in socially responsible funds and at the same time win on two fronts: preserving our natural resources and developing our wealth?
At a time when saving accounts are not profitable, it is necessary to find new ways to invest and improve return. In this sense, Keytrade Bank Luxembourg, 100% online, offers KEYPLAN Durable and its 7 socially responsible investment funds (ESG funds), based on environmental, social and governance criteria. They are taken into account in socially responsible corporate management and ESG criteria make it possible to assess the responsibility of companies towards the environment.
ESG funds have performed very well*.
ESG funds have recently proven their performance and have held their ground in the market over a longer period of time. Their recent performance makes them increasingly attractive. Between 2016 and 2018, investments in funds with ESG criteria rose by more than 40%. A higher increase than that of so-called “conventional” funds. The funds that offer KEYPLAN’s ESG criteria are among the best on the market. They have been carefully selected by stock market experts according to the following criteria: Performance, risk, geographical and sector diversification, sustainability and the competence of the asset manager.
With KEYPLAN you can spread your investments over a longer period of time in different sectors and regions. This reduces your risk as KEYPLAN’s returns are not guaranteed. The amount you want to invest is automatically deducted from your current account monthly, quarterly, semi-annually or even annually. You can also make additional payments at any time.
You can choose from 4 predefined investment types that differ in terms of risk and return. Are you familiar with funds and would rather compose your plan “à la carte”? No problem! You can change your investment style at any time.
Wherever you are, follow the development of your KEYPLAN on your computer, laptop, smartphone or tablet via the Keytrade Bank Luxembourg App. Keytrade Bank Luxembourg does not charge you for opening a KEYPLAN account. And you will not be charged any administration fees. You pay €0 if you terminate your plan after 5 years and only €9.95 per fund if you terminate it before the 5th year.
*Quelle: Swiss Sustainable Finance 82016). Performane of sustainable investments. Evidence and case studies.
You manage your KEYPLAN by yourself, you make all decisions. So, you can change your KEYPLAN at any time for free; amount and frequency of your future payments. You can also stop your KEYPLAN at any time.
