So here it is!

You have settled in Luxembourg, and it feels that a huge share of your income is going in rent and you are wondering what you can do about it.

Prices in Luxembourg are indeed high, but comparison with other European capitals makes this observation more mitigated as we detailed in our previous article.

Perceiving it as a pure financial choice is perhaps a bit of a limited view. Many components need to be considered, where you live is a choice highly impacting your lifestyle!

Real estate prices & ownership costs

No matter where you look ; Belgium, France, Germany, real estate prices are falling at the border, by a minimum of 30% on the listed prices. But real estate is an investment and it should be considered as such, the equation gets more complex if you include robustness to crisis and revaluation potential at resale.

It is a bit of an extreme case, but as an example, real estate prices in Longwy have lost 10% over the last ten years, a sorry-looking comparison to any location inside the Great Duchy.

Moreover ownership costs are also booming as you cross the border while they remain negligible in Luxembourg. Home acquisition costs do exist in Luxembourg, but are clearly limited thanks to the Bëllegen Akt. Link to 2. What are the costs when buying a property in Luxembourg

Tax aspects and long term consequences are least concerns of those who choose to rent; only a housing tax for the tenants in France.


Living on the other side of the border and working in Luxembourg means a longer commute, and usually leaves participants with the cornelian dilemma between complaining about traffic or about public transportation problems (from malfunction to strikes).

It is not all bright inside the country either, but we can argue that being close to one’s workplace partly solves the problem.


Living in Germany is easier if you speak German, same thing apply for France and French... Luxembourg is clearly a more welcoming place for those of us which are more international. Being among a more international population is perhaps also a nice way to make new connections for the non native of the Greater Region.

Authors notes: