The European side... your EHIC. / © CCSS
Here’s a riddle for you: what do you absolutely need, but hope you’ll never have to use? An EHIC (European Health Insurance Card), of course.
Getting a EHIC in Luxembourg is relatively straightforward, so let’s jump right into it.
What you’ll need
To get a EHIC in Luxembourg, you’ll need to be a legal resident of the Grand Duchy.
You will also need to be registered with one of the health insurance funds. For most people, that’ll be the National Health Fund (Caisse Nationale de Santé, CNS).
Alternatively, you can be a co-insured party – that is, dependent on another person, e.g. a spouse or parent, who is insured in Luxembourg.
The big difference
In Luxembourg, unlike in other countries, your EHIC is actually a two-sided card.
On one side, there is the national social security identification card, which gives you access to health care in Luxembourg.
The other side: the national social security card. / © CCSS
On the other side, there is the EHIC, which allows you to access treatment in other EU countries, under certain conditions.
Getting your card
Your social security card should be automatically created and sent to you by post, as soon as your employer has filed a declaration with the Joint Social Security Centre (Centre commun de la sécurité sociale, CCSS).
If you are self-employed, however, you will have to file your own declaration with the CCSS.
Co-insured persons, as well as those receiving replacement incomes such as unemployment benefits or the social inclusion income (revenu d’inclusion sociale, REVIS) and pensioners, should receive their card after applying to their health insurance fund.
It’s important to note that each family member – including children – must have their own card.
Validity and renewal
EHIC cards are usually valid for a period of five years, although this can vary.
Your card will come with an expiry date, so this will be easy to check, and it should also be automatically renewed two months before expiration — though experience tells us this is often more theoretical than something that actually happens..
If your card is lost or stolen, or is for some reason not automatically renewed, you can order a replacement here.
Need more information? Consult the MyGuichet website here.