Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.
Your mission:
You will play a key role at the crossroads of Risk, Finance, Accounting and IT, contributing to the accuracy, reliability and continuous improvement of the bank's regulatory reporting framework.
The position combines hands‑on regulatory calculations, financial and risk analysis, and active involvement in COREP/FINREP production, with growing ownership and expertise expected over time.
Regulatory Calculations & Analysis
- Own and analyze key regulatory metrics, notably RWA under Basel III / CRR3 and ECL under IFRS 9, ensuring accuracy, consistency and auditability.
- Analyze, explain and document quarterly movements in RWA and ECL for management, internal committees, auditors and regulators.
- Perform simulation and scenario analyses across business lines (Luxembourg Market & CIB,
- Wealth Management, Financial Markets).
- Act as a subject matter expert on RWA and ECL topics, in close coordination with Risk Management teams.
Regulatory Reportings & Accounting Alignment
- Play an active role in the regulatory reporting closing cycle, ensuring timely and high‑quality deliveries.
- Contribute to the production of FINREP, COREP, Large Exposures and AnaCredit reports, with a growing ownership and special focus on FINREP.
- Strengthen the understanding and application of accounting principles underpinning FINREP, ensuring correct interpretation of regulatory requirements.
- Perform and follow up reconciliations with the Accounting Department during monthly and quarterly closings, actively resolving discrepancies between regulatory and accounting figures.
- Ensure clear documentation and traceability of figures in line with internal governance and supervisory expectations.
Data Quality & Platform Management
- Oversee data quality controls within the regulatory reporting platform and ensure alignment across satellite systems.
- Manage data adjustments and remediation actions in accordance with defined processes and governance standards.
- Produce internal reporting and dashboards on data quality indicators, RWA and ECL trends.
Continuous Improvement
- Contribute to process improvements across the regulatory data and reporting framework.
- Collaborate with IT and data teams on data flows, tooling, data lineage and automation initiatives.
- Participate in testing activities (UAT, regression tests) related to regulatory and data evolutions.
- Leverage Python, SQL and analytical tools to support automation, controls, reconciliations and efficiency gains in the closing process.
Your skills:
- Master's degree (BAC+4/5) in Finance, Business Administration, Economics or a related field.
- Minimum 3 years of experience in banking, audit (Big4), Risk Management, Finance or Regulatory Reporting.
- Solid exposure to regulatory and/or risk frameworks within a banking environment.
- Good knowledge of regulatory requirements (CRR/CRR3, Basel III) and/or IFRS 9.
- Sound understanding of accounting principles, ideally in a regulatory reporting or FINREP context.
- Strong interest in data processing, automation and analytical work.
- Hands‑on experience or strong familiarity with SQL and Python.
- Experience with Moody's RiskAuthority (RAY), Dataiku or similar platforms is a strong advantage.
- A Risk Management or regulatory certification is considered a plus.
- Strong analytical mindset with a data‑driven and problem‑solving approach.
- Ability to manage priorities, meet deadlines and take ownership of assigned responsibilities.
- Excellent communication skills, with the ability to interact effectively with Risk, Finance, Accounting and IT stakeholders.
- Fluent in French and English.
- Proactive, rigorous and client‑oriented, with a genuine interest in regulatory and financial topics.
BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.
NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.
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